dMAC   International  Health  Affinity  Group ~ US$

   ◊   Worldwide Cover Doctors

   ◊   Emergency

   ◊   Inpatient and DayCare

   ◊   Outpatient treatment

Attractive low premiums
Four Plans to suit your needs and budget
Plan 1,  Plan 2,  Plan 3   and   Plan 4 (In-patient only)


   ◊   Maternity Benefits - 12 month waiting period baby face

   ◊   Normal Pregnancy and

   ◊   Complications of Pregnancy during the Ant-natal period and Childbirth

   ◊   Birth Defects and Congenital Abnormalities including birth trauma, provided that such became apparant in the first 6 months from birth

   ◊   Nil, 10% & 20% Co-Payment options for maternity

   ◊   Annual Medical Check-up benefit available with Plan 1, Plan 2 and Plan 3

   ◊   Optical Cover Prescription glSmiling girlasses and contact lens provided by an optometrist

   ◊   Dental Cover
       on Plan 1   &   Plan 2

     Lifetime Cover
     Julianne Nana
           Maximum joining age is 70 years

 dMAC designed insurance
dMAC Designs insurance products to suit your needs

Cigna Global Health


   ◊   Available to Local Nationals
and   Expatriates globe

   ◊   Lifetime Cover - Maximum   joining   age is 70 years

   ◊   Transfer from your existing policy at no worse conditions
                  ( no new pre-existings)

   ◊   Organ Transplants - Heart, Kidney, Liver or Heart & Lung (Human organs only)

gilrl with golden hair

   ◊   Physiotherapy,
       Alternative Medicine
- Medical Treatment provided by a qualified chiropractor, homeopath, osteopath, acupuncturist or Chinese Medicine Physician including prescribed Chinese herbal medicines

   ◊   Psychiatric Treatment - available after 12 months continuous cover

   ◊   HIV / AIDS - after 60 months cover

   ◊   Repatriation of Mortal Remains   up to US$30,000

   ◊  Elective Home Country Treatment - after prior authorization has been obtained (Excluding USA )

     Chronic Medical Conditions

     Terminal Illness     Palliative Treatment and Hospice care on diagnosis of a Terminal condition

   Designed by Shinta D.S. MacDonald
dMAC designed insurance

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