What is Covered

"Cash Free" group policy with Inpatient facility within Indonesia.
Also Outpatient and Specialist using "Cash Free" card

Types of Cover

Hospitalisation & Surgical (In-patient) Hospital accommodation, nursing care, drugs and dressings, surgeons' anaesthetists and physcians' fees, theatre charges, intensive care, pathology, X-rays, diagnostic tests, private nursing, ambulance

FULL REFUND up to Internal & Overall Limits (Compulsory)

Outpatient Cover, family doctor or GP, Specialist fees, pathology, X-rays, diagnostic tests, therapists and prescribed medicines

 "Cash Free" using over 400 Provider Clinics throughout Indonesia, up to Internal Limits

90% Reimbursement up to Internal Limits for Non-providers (Compulsory)

                  dMAC Affinity card
dMAC Affinity card

      dMAC designed insurance

dMAC Affinity Group Health Insurance
Minimum  10  Employees

Cash Free on-line system

No more claims - using the extensive Admedika Provider Network. 345 Inpatient - 457 Outpatient Providers throughout Indonesia

  Your administration burden almost eliminated  10 employees

How Does the Card Work ?

     • Member presents card to Registration at clinic/hospital
     • Card swiped on EDC Terminal machine
     • Receipt of Registration printed out
     • Member see the doctor
     • After seeing doctor - go to cashier
     • Card swiped again. Print out of bill details
     • Member signs the receipt
     • Member goes home

Telephone Hotline supported 24-hours. 7 days a week. Phone in advance to arrange admission
You can seek treatment at Non-provider hospitals and clinics. However in this case you will have to pay first and lodge a claim.
Claims for Non-provider hopsitals reimbursed 100%
Claims for Non-provider clinics reimbursed 90%

dMAC Affinity Group Health policy is underwritten by
PT Asuransi Winterthur Life Indonesia


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